Graze to Own · five-year cycle · open now
Own a share of a dairy herd. Earn a return.
A five-year, Shariah-compliant investment from CAD 50. Ten families rear and milk the herd for wages from day one; at the end you own half of it.
- minimum, one share
- CAD 50
- one cycle, no early exit
- 5 yrs
- projected total return
- +38%
- of the herd is yours at exit
- 50%
- 100% debt-free, no interest
- You own a share of real animals
- From CAD 50
- 8 livestock cycles since 2018
How it works, in four steps
One cluster is ten families, forty animals and about CAD 122,000. Shares are fractional, so you can join with as little as CAD 50.
- 1
1.You invest
Buy shares in the investor portal. Each share is a slice of one cluster: its animals, its milk and its exit.
From CAD 50 per share
- 2
2.Families rear and milk
Ten families each get a cow and a calf, feed, a shared vet and a salary from month one.
Salaries paid from month one
- 3
3.The herd grows
Milk sells daily and calves are born every year. Bulls are sold; heifers join the milking herd.
About 40 to 95 animals by year five
- 4
4.Year five: exit
The herd is valued and split 50/50. Your half is sold and paid out; the families keep theirs.
Asset-backed exit
What you could earn
Figures from Hoopo's cluster model at its default settings: 11 litres of milk per cow per day, 95% of it sold, Hoopo taking 10% of milk and calf sales to run the program.
- total return over five years (projected)
- +38%
- approximate annual rate (IRR)
- 6.7%
- of the herd is yours at exit
- 50%
Projections are not promises. Actual results depend on milk yield and price, breeding outcomes, feed costs and the CAD/PKR exchange rate. Past cattle-fattening cycles returned between 2.5% and 13.2% per six months.
What could go wrong
This is an investment in living animals in rural Pakistan. These are the risks, and what is done about them.
Animals get sick or die
In 2022 lumpy skin disease killed three of fifty cattle. Every animal is vaccinated, checked monthly by a vet and weighed regularly; the risk is spread across forty animals and ten families, not one cow.
Milk and cattle prices move
Revenue is in Pakistani rupees and depends on local milk and cattle prices. The model assumes modest price growth; a weak market lowers the return.
Exchange rate
You invest in Canadian dollars and the cluster earns rupees. A weaker rupee reduces what comes back in dollars.
No guaranteed return and no early exit
Returns are a share of real profit and can be lower than projected or negative. Shares are held for the full five years; there is no secondary market.
The five-year journey
Year 0 Day one
20total animalsYour investment lands. Ten families each receive a cow and a calf: twenty animals across the cluster.
Year 1 First milk
30total animalsCows are milking and the first calves are born. Daily income reaches every family.
Year 2 Herd growing
45total animalsA second round of calves arrives. Families put milk earnings back into feed and pasture.
Year 3 Entrepreneurs rise
60total animalsDemand creates work: a local vet and a feed shop open to serve the growing herds.
Year 4 Scale and replicate
80total animalsA second cluster launches nearby. Rotational grazing restores the soil and the village turns green.
Year 5 Exit and own
95total animalsNinety-five animals across the cluster. Families keep half the herd for good. Investors exit.
A track record, not a pitch
Hoopo has run 8 cattle cycles since 2018 under the PRS model that Graze to Own builds on. Every one is written up in a public report.
- Completed cycles
- 8
- Average return per 6-month cycle
- 11.04%
- People fed at Eid 2025
- 21,173
- Minimum investment
- CAD 50
Why Graze to Own
Shariah compliant
100% debt-free. No interest. You own a share of real assets and share in real profit and loss.
Asset-backed exit
You own half of a physical herd at the end of five years, not a promise on paper.
Low barrier to entry
A cluster costs about CAD 122,000, but shares are fractional from CAD 50.
Radical transparency
Reports through the investor portal and a published model you can inspect line by line.
From pity to paychecks
The social dividend
Donations create dependency. Investments create jobs. At the end of five years the participating families own productive assets.
- 1
Day-one salaries
Families are paid to care for the herd from the first month, covering basic needs immediately.
- 2
Ownership and entrepreneurship
At exit each family keeps around four to five animals and becomes a self-sustaining dairy business.
- 3
Above the poverty line
After exit, milk income continues without an investor, lifting families permanently out of rural poverty.
Questions investors ask
What is the minimum, and how do I invest?
CAD 50 buys one share. You invest through the Hoopo investor portal at investments.gohoopo.com, which is also where you follow the cluster during the five years.
When and how do I get paid?
Cash from milk and cattle sales stays in the cluster to run it during the cycle. At the end of year five the herd is valued, your 50% is sold, and it is paid out together with your share of any remaining cash. There are no interim payments.
Is it Shariah compliant?
Yes. There is no debt and no interest. You own a share of real animals and share in the actual profit or loss. In the current model Hoopo takes 10% of milk and calf sales to run the program, and nothing else.
What happens if an animal dies?
The loss reduces the return; it is not insured or guaranteed. The risk is spread across forty animals and ten families, and every animal is vaccinated, checked monthly by a vet and weighed regularly.
Can I exit early?
No. Plan to stay for the full five years. Shares are not tradable and there is no secondary market.
Is this a donation, and do I get a tax receipt?
No. Graze to Own is an investment, not a donation, and it does not qualify for a charitable tax receipt.
How do I know what is happening on the ground?
Through the investor portal, and through the published reports. Every cattle cycle since 2020 has a public investor report with the numbers, including the bad years.
Ready to own a herd?
Open the investor portal to see the current cluster, read the prospectus and make your pledge.